Auto Loan Calculator United States
US auto loan · Monthly compounding · State tax rates included
Enter your loan details below · Results update automatically · Switch tabs for annual and monthly amortization
Vehicle
Auto Price
$
Loan Details
Loan Term
months
Typical range: 12–96 months.
Interest Rate (APR)
%
Down Payment
$
Cash Incentives
$
Trade-in
Trade-in Value
$
Amount Owed on Trade-in
$
Adds "negative equity" to the loan.
Tax & Fees
Your State
Select State
Alabama
California
Florida
Illinois
Indiana
New York
Texas
Washington
Other
Sales Tax
%
State sales tax
Title, Registration and Other Fees
$
Loan Start Date
Used for the schedule dates.
Tax Rule
Tax applied to (Price − Trade-in)
Tax applied to full price
Include taxes and fees in loan
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Results update automatically as you change fields.
Monthly Payment
$0.00
Loan Summary
Total Loan Amount
$0.00
Sales Tax
$0.00
Upfront Payment
$0.00
Total of
60
Payments
$0.00
Total Loan Interest
$0.00
Total Cost
$0.00
Loan Breakdown
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Balance Over Time
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Cost Breakdown
Item
Amount
Estimates only. Actual costs vary by state and dealer.
Amortization Schedule
⬇ Download CSV
Annual Schedule
Monthly Schedule
Year
Interest
Principal
Ending Balance
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Payment #
Date
Payment
Principal
Interest
Cum. Interest
Balance
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